Surveys and Valuations

Buying a new home is one of the biggest commitments you are likely to make during your lifetime; therefore it is imperative that no hidden problems surface once you take possession. Spencer Hustwick Surveyors Limited (in Association with Barbers) are building an enviable reputation for being one of the leading survey and valuation specialists in Shropshire, Staffordshire, Cheshire, West Midlands, Wrexham and Powys.

Peace of mind
Whether you’re buying a property, making building alterations or assessing the value of your property for insurance purposes, Spencer Hustwick Surveyors Limited can provide you with a comprehensive survey to meet your needs.

A survey will protect you against the unknown and unforeseen defects in your prospective property. The cost of the survey can buy security and peace of mind, leaving you safe in the knowledge that your purchase price represents ‘good value for money.’

Spencer Hustwick Surveyors Limited offer a comprehensive range of services to corporate clients such as builders, building societies, banks and insurance companies, as well as private work for professional introducers such as solicitors and accountants etc and for private clients wishing to have valuations and surveys carried out on their potential property purchases.

The wide variety of services we offer includes:

1) RICS Homebuyers Survey
• A survey on properties under 150 years of age, traditionally built and have not undergone significant interior alterations.
• Identifies significant defects with a property to enable a buyer to have an informed judgment of whether to purchase.
• The survey is visual only but embraces all aspects of a building’s construction.
• Provides an opinion of market value and reinstatement cost.
2) Building Surveys
• Formerly known as a Structural survey
• Aims to provide as much information about the construction and condition of a property based on a detailed inspection.
• Subject to limits imposed by inaccessibility, in exposure, presence of carpets and furnishings and without damaging the property.
• Custom made to client’s individual needs
• Report includes information on construction and materials in regard to the age and character of the dwellings, as well as details of the whole range of defects, major or minor, which may materially affect its value.
3) Mortgage Valuation Report
• Carried out on instruction from a Building Society or Bank
• Used to assess the suitability of a property as a security of a loan
• Provides an opinion of current market value
• NOT a survey of the condition of the property.
4) Pre-Purchase Valuation Report
• Low cost valuation in letter form based on a brief inspection
• Gives an opinion of the current market value of the property
• Useful in helping a prospective purchaser decide between a number of potential purchases.
5) Building Insurance Valuation
• In letterform providing a figure, which will be the minimum recommended cost of re-installment of the whole property.
• The valuation is prepared in accordance with the Guide to House Rebuilding Costs published by Building Costs Information Services.
6) Matrimonial Valuations
• For matrimonial division
7) Capital Gains/Inheritance Tax/ Retrospective Valuations
• Usually for tax planning/gifting or probate purposes
8) Development Appraisals
• For secured lending purposes
• New-build
• Barn conversions

For more information about how Spencer Hustwick Surveyors Limited can help you please contact us on tel: 01270 780012 or 07974 218804 or by email edwardspencer@btconnect.com or rhustwick@blueyonder.co.uk